Home Buying Process
- Get pre-approved for a mortgage before you start looking.
- Choose and sign with a trusted realtor to guide you.
- Begin your home search with your realtor’s help.
- When you find a home, your realtor will help you make and negotiate an offer.
- After your offer is accepted, hire a licensed home inspector.
- Select a title company to handle the closing and title search.
- Shop for homeowners insurance—ask about hurricane and flood coverage.
- Review all closing costs and documents with your realtor and title company before signing.
Did You Know?
- You can use a VA home loan more than once if you’re a veteran.
- Making your home your homestead can provide valuable tax savings and legal protections.
- FHA loans are just as fast and flexible as other loan types—don’t overlook them.
- Flood insurance is separate from homeowners insurance and may be required in some areas.
- Florida homes may need wind mitigation for hurricane protection.